Request A Proposal. We'll walk you through the process step-by-step.

 
 
 

 

 
 
 

 

M&T Insurance Agency, Inc. will provide you with all the necessary information including a personalized funding analysis, an overview of Bright Choices®, and a quote of the plans in your area. Here is what you can expect from the process:


Determine your budget

We will help you determine your budget based on your business needs and desired level of purchasing power. Most employers save 10%-30% in the first year alone.


Employees go shopping

You will gain access to the Bright Choices Exchange where each employee will login and make their own benefits selections.


Complete program administration

Everything from eligibility to reporting to ongoing support.


Comprehensive support for your employees

Education materials and dedicated experts available to help with employee questions during enrollment and throughout the year, so you can focus on your business.

Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured
By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value

Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. M&T Insurance Agency, Inc.
is licensed as an insurance agent and acts as agent for insurers. In case of excess and surplus lines,
M&T Insurance Agency, Inc. is an insurance broker and places insurance on behalf of our clients. Insurance policies
are obligations of the insurers that issue the policies. Insurance products may not be available in all states.